< HOME  Thursday, November 24, 2005

The Problem With Our Monetary System--In A Nutshell

In a democratic republic that proclaims that all men are created equal the monetary system must accord with this proclamation.

A monetary system is supposed to be designed to facilitate the exchange of labor among ALL men and women, not just among the rich.

If it does not, then it is oppressive and unjust and breaches the trust of the people who agreed to be bound by the social compact that brought them together.

In order to promote their own individual welfare, men and women agree to join together as a nation and be governed by uniform rules and standards (e.g., money) that protect and promote the general welfare.

The government breaches this contract when it gives a privileged few both the means to manufacture need among their fellow countrymen (control of the money supply) AND the instrument by which they can proceed to fully exploit that need (interest).

Having said that, there is no practical way that a government can abolish charging interest on money loaned since there will always be those who are ready to exploit another's need and those that are desperate for money because they cannot acquire it through legitimate means.

However, it is a completely different story for our government to transform generation after generation of us into defenseless captives, subject to the mercy, or lack thereof, of a privileged few that control the money supply. This is what happened when the government handed the reigns of the monetary system to private banks two hundred years ago.

There is no such thing as a FREE LUNCH, and I do not advocate that there should be. BUT, giving people equal access to capital either as interest-free loans or in the form of equity capital IS NOT a free lunch. Everyone would remain responsible for paying back their loans, or for using their best efforts to put equity investments to productive and profitable use.

And of course, the hundreds of thousands of people who depend on the financial sector for their livelihoods must contine to have the opportunity to maintain that livelihood. EVERYONE has a RIGHT to OPPORTUNITY!

But, the central banking system MUST NOT be for-profit or privately owned because there is too much danger in allowing others to profit from the public trust. Having said that, branch banks can and should be run as non-profit organizations at the local level, charging fees for the administrative costs and financial analysis required to circulate "the public trust" (money), prudently.

There could still be privately owned for-profit equity investment banks if it's desirable, but they would not be in the business of lending at interest simply because there would be plenty of access to interest-free loans through non-profit lending institutions.

Poverty can result from a number of factors. But, it is obvious that there is something terribly wrong with our monetary system when poverty is this severe and this pervavise in a country that has more than enough resources for everyone to survive and thrive comfortably.

My estimate is neither naive nor idealistic, nor does it require a communist or socialist regime to decide who should get what and how much.

This outcome is entirely possible in a free market, capitalist economy provided that there is interest-free public capital accessible to EVERY man and woman who has the desire, will, and ability to make PRODUCTIVE use of it.


At Thursday, November 24, 2005, Blogger Dear Humanity, said...

I too agree with these thoughts on a not-for-profit central banking system. The de-regulation of banks within Australia of the 1980's saw the largest increase in local debt since the depression of the 1920's. However the difference was in the individual, and a lack of world economics lifting them out of debt. Problems lay within credit card and loaning systems (mortgages etc). If a government is expressing equal oppurtunites to their citizens then a fair and non-interest based money lending system is integral to the capitalist entrepeneur.

At Sunday, November 27, 2005, Blogger Blogenfreude said...

If this is true, it looks like curtains for Halliburton and KBR ...

At Sunday, November 27, 2005, Blogger qrswave said...

If people do not wake up and understand THE problem that underlies all of our problems, then the curtain will fall on all of us.

If the financial industry and the monetary system has never interested you before, I urge you to take the time out now to learn about it.

Our futures depend on a few good people who are knowledgeable enough to guide the way when the shit hits the fan, which it will.

It's not a question of if, but when.

At Monday, November 28, 2005, Anonymous jeffrey7 said...

Follow the money,it will lead you to a pit in hell run by bankers and industrialists. The centralization of wealth means only the truly greedy and ruthless will have the money while the rest of us live by 'Trickled on' economics. The banks aided in the Great Depression,the 70's ression,the 20% intrest rates of the 80's and subsidize every violent conflict throughout the world. The proof lies in Africa. Where there is civil wars you will find as soon as one district becomes 'pacified' it gets a McDonalds while three blocks away a family is being wiped out because they did'nt want to sell their meager hut to Wal-Mart.
The People need to get and keep control of the money system so the wealth of the Nation really is for ALL the nation's People.

At Tuesday, November 29, 2005, Anonymous Anonymous said...

it is true that interest payments make poor more poor and rich ones more rich.
But even without interest the monetary system is flowed. Basicaly lending increase the money mass circulating in the economy and the economy is based on energy and resources.
To keep inflation under control every increase in money mass requires increase in the inflow of energy, resources and goods. However energy resources and goods are flowing in from one side and flowing out at the other side (dissapear ending as waste). Money on the contrary circulate in a circle never dissapearing. As soon as we star running out of energy and resources the amount of money in the economy will have to be decreased otherwise we will face hyperinflation...

At Wednesday, November 30, 2005, Blogger qrswave said...

Jeffrey7, welcome!

thanks for your thoughtful and informative comment.

yes, it is tragic that so many can be so completely subjugated by so few.

I long for freedom from these BONDS of injustice.


Anonymous, welcome!

Your argument makes logical sense, except you are discounting the possibility that with the proper human resources dedicated to developing sustainable energy sources we can stop depleting the earth's energy supplies.

first, we must stop the hyperinflation that currently exists.

I truly believe that fixing the monetary system will be a colossal step towards realizing the abundant wealth of our nation. And, once our human resources are properly educated, the sky's the limit!

At Friday, December 02, 2005, Anonymous Anonymous said...

I think I'll post anonymously because what I am going to say is not going to be popular. I am however correct.

The perspectives presented in this essay and the responses are just silly. There really is nothing much wrong with the managment of the monitary system other than perhaps it is too easy for our governments to create money which causes inflation which inflates away debt at the expense of those on a fixed income (typically retirees). Yet it is precisely the debt the essay addresses and whines about.

Yes - there is too much debt. But what needs to be asked is why the wealthy don't carry debt? So do you blame the pub for forcing beer down the drunk's throat or do you ask why the bum is willing to spend all his money on beer?

Similarly the problem is not with the banks - it is with the people who are trying to live beyond their means and who are all to willing to line up asking for yet another loan or a re-financing on their house. And on what is this money typically spent?

Well - author of this blog spent the money borrowed for an education. That is probably a much better reason than most people use. When I was in uni I also had student loans and at the time they looked pretty large. Yet after I graduated I got a job and paid off the loans and to be frank - I never even noticed the payments.

I am one who lived within my means. It pissed me off royally when we had the bouts of major inflation because this just rewarded those who were spendthrifts. Still - I paid off my house when I was 30 and that was the same year my son was born. I also put my wife through Uni and she did not work because unfortunately she was terminally ill. So I had to look after her as well as two kids. Living within my means meant a sacrifice. However the day my place was paid off - it was the same as having a $2000 per month tax free raise. Back then it was about $1000 per month but today it would be more than $2000.

Both of my kids are now in their 20's. Both are home owners. I was not asked to financially help either one. My son is in uni BTW. He will graduate this year. He does not have a student loan. He will probably go on to take a degree in law.

He did live at home for free mind you - except he pays for my cable TV as a present. This fall he decided he wanted to move out so he used his own resources and bought a place.

Both kids learned from me - live within your means.

Since my son for instance lived at home he had no expenses. He didn't buy a car. He saved his wages from his part time jobs and invested them. Some he invested in his tuition. When it came time to buy the place he ownes now - he couldn't qualify for the mortgage on the basis of his earning - especially when you consider he is still in Uni. Instead he put down a down payment large enough to choke a horse (about $50,000) and qualified for a conventional high equity mortgage.

He earned all that money himself over the 7 years from the time he was 16 to 23. He clearly could have purchased a car anytime he wanted one. Instead he set up a business with a partner. Wages went into the business and profits from the business paid the rest.

If anyone here were to read some of the AMWAY literature and listen to the tapes then they might pick up on the idea that earnings should be first used to develope more earnings. After you have taken care of business then you can spend some of the profits on luxury items. However MOST people have not learned this lesson.

BTW. I am not in AMWAY. Neither is my son or daughter. I won't even recomend it. However their motivational tapes and books are actually pretty good and it is worth while for people to actually read them and listen to them. There is good advice to be had.

I expect my son will have his place paid off by the time he is 25. I paid my place off by the time I was 30. I got married at 24. My daugher was born when I was 26. I was a professional systems developer and a department manager by the time I was 26. My wife was diagnosed with terminal brain cancer when I was 26 (3 weeks after my daughter was born). My son was born on his mum's 30th birthday and yes he was planned. Several doctors asked me if I knew what was going on and I assured them I did. I knew from the outset that I would be raising both kids by myself. She died at 36.

So he is doing pretty well. I saw his resume one time.

Dean's list in the school of Business.

Scholership this year. It covers his tuition completely. He probably could have received scholerships the last 3 years but he didn't apply.

50% owner of a successful business (not Amway - this is real)

VP of finance (4 years experiance).

Business has over 50% market share. Profitablity is up over 50% from when the started. Revenues are over 6 figures. All was self financed by the boys with the exception that I had to make one (1) angel loan of about $5000 and they paid it back within 3 weeks.

They have dealt with suppliers going backrupt. Employees being totally unrealiable. Contract breaches. Legal quagmires and you name it - all the things real businesses face - because they run a real business.

I expect they will form a public corporation before they are 25.

Also - while they might carry debt - the debt will be there to finance producing assets. It will not be in place to keep up with the Jones which is the motivation most people have.


I am totally amased when I see the opportunites people are oblivious to. Every problem is an opportunity. If you get bad service from a business - then that is a sure sign that so does everyone else. This means if you choose you can put that business out of business. But you have to tend to business to do it.

Rather than whining there is something wrong with the managment of the money supply and that people are being screwed (which is partly true), instead spend your time and energy looking for opportunities and do something that helps the situation.

Now I saw this blog linked from a very negative website called "LifeAfterTheOilCrash.net". There are some good articals linked frequently. In the short term I think Matt Savinar is correct in his predictions. In the long term he is out to lunch. There is over 60,000 years supply of Uranium already mined if we use it to fuel a fleet of about 114 Integral Fast Reactors (IFR - designed by Argonne Labs by 1994 and shut down by Clinton). There ARE no long lived wastes from an IFR because these reactors burn all the actinides.

Yet we will be facing a North American energy crisis of unimaginable porportions probably by this spring (2006). Best estimates I have are that by 2007 the world will have peaked in oil production and this will leave us with prices over $100 per barrel and Matt Simmons suggests perhaps over $300 per barrel and maybe even over $500.

When I walk through this city - I now see the vapour trails from all the furnaces as they continue to burn our non-renewable natural gas supplies. I know that North American production peaked in 2001. Everyone is sitting snug as a bug in a rug - for now - thinking it is going to be the other guy who walks away from the trough.

Already we have lost (shut down) most of the North American Fertilizer industry. We will now start to lose the plastics industry. The president of DOW is on record stating they did not have resin supplies available to even make bottles for water needed for New Orleans.

If we have a severe winter - there may well be massive layoffs in the NE as gas supplies are diverted from industrial uses into heating homes.

Is this negative? Yes - very. However if we install a nuclear economy then 114 reactors of the IFR type can be fueled for 60,000 years. If we wish to supply 100% of our energy from Nuclear then we'll need about 1200 reactors in the 1GWe range and this will mean we have enough uranium already mined to last us for about 6,000 years.

The USA complains about their "spent fuel" problem. Yet they won't do fuel reprocessing. With even minimal fuel reprocessing all of that "spent" fuel is suitable for a CANDU style reactor and can fuel a fleet of over 100 reactors for about 40-50 years. Yet the USA won't approve a CANDU even though Canada, India, China, and several other nations use them (and have been for 50 years).

If we don't want to go nuclear just yet - then one thing we can do is redesign our homes so that they are not energy pigs. There are homes in this city that do not require a furnace. Most houses however are so badly designed as to defy reason. Yet people won't do anything about this.

Every problem is an opportunity. We are facing some structural changes in the way our economy operates and these changes will be driven by a fundamental change in the availablity of energy from Oil and Gas. We are totally unprepared.

This means that for people who get ahead of the pack in this area there is a business opportunity that can be measured in the billions.

So instead of whinning about the debt - figure out how to redesign homes so they don't need a furnace. The average house in the NE states which burns oil is burning over 500 and sometimes over 1000 gallons per year. I can assure you that when the Ghawar feild in Saudi Arabia peaks then we are going to lose worldwide about 2 million BOPD and this is going to mean that rather than pay a little more - instead - people are going to have to go on a diet. The energy crisis is going to be very real.

Its a huge opportunity.

At Friday, December 02, 2005, Blogger qrswave said...

Anonymous (just above me):

Thanks for your thoughtful comment!

BTW, all perspectives are welcome! You don't have to agree with me, or anyone else, to enjoy a platform at this site. You only have to be respectful. Which you are.

Now, getting to the substance of your comments. I can't agree more; budgeting is KEY; never spend more than you can afford to pay back.

But, you are missing the point entirely! For starters, why do a privileged few have control of the monetary system? And, why does our government borrow money at interest, when it has the authority to print bills interest free?

Surely, you cannot deny that it would be a whole lot easier to pay back an interest-free deficit than it is to repay an interest-bearing one.

Second, obviously your sons are very bright and can recognize opportunity when they see it--God bless them.

But, your analysis of reality is both narrow and myopic. Not everyone gets a FULL SCHOLARSHIP--in fact, very few do.

And, they may be doing very well MOSTLY because they are in FINANCE! FINANCE always makes money in an economy where the money supply is controlled by those who FINANCE it!

You should apply your insightful analysis of the current petroleum market to our current financial market because it is EQUALLY UNSUSTAINABLE.

A 'spectacularly sucessful' FINANCIAL market CANNOT continue once the physical economy it relies upon is decimated.

That, my friend is REALITY, whether you appreciate it, or not.

At Friday, December 02, 2005, Anonymous Anonymous said...

Please re-read what I wrote. He does finance for the business. The business is not in finance. While he has the title of VP of finance - he does not AFAIK draw a salary from the business. He is entitled to 50% of the profits because he is a co-owner. He also only got a scholership this year. He paid his own tuition prior except his 1st year and I paid it that year.

There is a very good reason why the USA government borrows money and pays interest rather than printing bills for free. This reason is that if they printed bills there would be hyper inflation. There may still be hyper inflation and if so then it will be to inflate away the debt. That is the usual way. Thus as a hedge - most people would be wise to own tangible assests... things that can be rented out or that make things that people need to buy.

However - what you wrote is very close to the mark! Why does the USA government carry so much debt? The answer can be seen this way. There is the alternative to tax people instead of borrowing money. If the government were to tax people then it would be the wealthy and very wealthy who would pay this extra tax... and at a disporportionate rate over the middle class and poor people.

In this senerio there would be no government debt - the books would balence but the tax rates would be higher... enough to cover the expenditures.

Instead the government borrows. But who do they borrow from? Well - it certainly isn't the poor because the poor have no money to lend. It does include the middle class. However most of the borrowed money actually is borrowed either directly or indirectly from the wealthy. This is obvious - it is the wealthy who have money to lend.

So we get a situation develop where instead of taxing the wealthy, money is borrowed from them and interest is paid to them and thus instead of this class paying taxes - they actually receive money from the tax revenues.

Then we get the next ploy - and this is brilliant. Given the reserve system - the banks for instance can lend out $10 bux for each $1 buk of deposits. So if a wealty group manages to set up a bank - then if they deposit $1 billion in the bank they can lend $10 billion potentially to the government and at 10% interest then this will mean they get $1 billion in interest revenues from the goverment for this inital $1 billion investment. OTHO the goverment could have taxed them instead of borrowing. Then the government would not have to pay any money in interest. As you can see = while this example is very simplified = the underlying affect of government borrowings at the level they currently are at is that the wealthy avoid paying their fair share of the taxes and at the same time taxes collected from everyone else get shunted to the wealthy through interest payments.

Of course - anyone can lend money to the government. Its just that over 90% of the population doesn't have much money to lend.

There is another nice little sweetener here. USA citizens pay income tax on their interest earnings. Foreigners do not. This is one reason why Saudi Royal Princes have so much money invested in the USA. Meanwhile the Saudi Goverment is in massive debt. When the oil runs out the Saudi Royal families will pack up their bags... and as Longfellow wrote: ... Like the arabs, silently steal away! The word steal may have a connotation that longfellow didn't intend at the time.

This is the real reasons behind the terrorism. The middle east is being raped and pillaged of its oil revenues by those who are in control. It is no surprise that some who see this are madder than nest of hornets. Yet - they can't do much in their own country because the US military is propping up the status quo... and why is that? That answer comes back to the "investments" being made in the USA by those who are being propped up.

At Friday, December 02, 2005, Blogger qrswave said...

Hey Anonymous! wow that was a speedy reply!

You just inadvertantly conceded what I have been trying to tell you all along:

"wealthy avoid paying their fair share of the taxes and at the same time taxes collected from everyone else get shunted to the wealthy through interest payments"

If the WEALTHY paid taxes on their INCOME (which is mostly INTEREST), then they would be paying the INTEREST that THEY'RE CHARGING!!!

Oh, and I hate to burst your bubble...

"USA citizens pay income tax on their interest earnings."

Almost ALL the large nonprofit organizations in the country (and that is a BOATLOAD!) issue TAX EXEMPT BONDS to raise capital which means that their bondholders enjoy their boatloads of INTEREST TAX FREE!!!

You almost succeeded in pointing readers in the wrong direction.

Whether they're Arab, Chinese, or Korean, foreigners are NOT the enemy.


At Sunday, December 18, 2005, Anonymous Shauna McKay said...

I have been reading your blogs and I would like to reference you to my website: http://www.theperfectsystem.net. The book is about a new monetary system that will solve our economical problems and be stable forever. In order to implement it though, we must rewrite our Constitution and put lots of security in it to protect the system and the people. The second half of the book is under the secured pages of my site, which you can’t read until you get the code out of the book. Please check it out and please make no comments until you read the entire book and all the secured pages.

This is a system that puts control of the government in the hands of the people, a pure democracy. The people own the treasury, its collateral is humanity, and humanity will prosper with this system. There will be no taxation of any kind ever again, and no poverty. This system takes care of the basic needs of humanity, healthcare, medicine, education and business subsidies.

The peoples government shall not actually have wealth, but shall have an infinite source of funds, to not only provide the basic needs of its people, but to find alternative fuel sources immediately and hopefully stop or slow down global warming; immediate funds to clean up the environment, progress in technology to find cures for disease, develop abundant and safe food sources, rebuild and better the infrastructures of our cities and transportation systems, etc.

At startup, this system will pay off the debt of all countries that accept it and the people’s debts. It will be a fresh start for the world, it will work and I think that it is crazy for us as a people to continue with a failed fraudulent system that does nothing for the people except inflict debt, suffering and slavery, when we can do better.

I believe that we are at a crossroads in time. We can wise up, make a change for the better and let our technology soar to new and wondrous developments for humanity or we can stagnate in this corrupt system that we have until we can accomplish nothing other than slavery so the elite rich can live in luxury.

I have given you the opportunity for a future on planet Earth, now it is up to you, the people, to make it happen. I cannot do this for you; you must do it for yourselves and for future generations. You must unite and demand it. It requires change and effort to make the change. The change in this corrupt system that we have is only going to be for the worse, so why not turn it around while you still have the freedom to do it, to make life better.

At Wednesday, March 01, 2006, Anonymous freeasabd777@aol.com said...

The present monetary system has reduced the public to paying for debts with an i.o.u. issued by the government which does not represent real cash. The Federal Reserve Note is a worthless piece of paper that entitles the bearer to claim an amount of the national debt.
James League

At Wednesday, March 01, 2006, Blogger qrswave said...

James League,

The problems with using gold as currency are similar to using fiat bills (IOUs) though not as obvious to comprehend because gold 'glitters.'

The solution lies in DECENTRALIZING control of the money supply and turning it into purely a means of honest ACCOUNTING of productivity and NOT a filthy usurious, parasitic, speculative and thoroughly unsustainable commodity scam.

At Wednesday, March 01, 2006, Blogger FOMOfanatic said...

I don't understand why for "money people" like you - the answer to other peoples observations about the economic system is that we are "brainwashed." This is the second time I've gotten that comment and as a political economist with strong left leanings, I find the comment perplexing.

At Saturday, March 18, 2006, Blogger qrswave said...


sorry, I didn't respond sooner; I didn't see your comment until now.

Which comment of mine are you referring to?

At Friday, August 10, 2007, Blogger Protoman said...

OK, does ANYONE here understand the concept of the "time value of money"? This concept states, in a nutshell, that having $1 today is worth more then having $1 next year. There is around a 3%/year inflation in the US economy right now. So that $1 next year is worth a little more than $0.97 today. This the reason interest is charged on loans, to counteract the effect of inflation on the loan principal. That $1000 you lend to the USG for 30 years would be worth only $411.97 when the USG pays you back. Now, most lenders also seek to make a profit on their loans, but thanks to our wonderfully efficient debt markets, that charge for the privelege of borrowing, which is called a "spread", is kept quite small, b/c lenders have to compete fo your business.

There's always the option of increasing taxes or inflating the currency, but most modern government seek to avoid revolts.

Which would you rather have, a huge tax burden, a worthless currency, or no money available to pay our troops or fund our schools.

We could issue perpetual bonds, bonds that pay a steady stream of interest forever. The UK did it.

At Friday, August 10, 2007, Blogger qrswave said...


There is NO "time value" of money.

Interest is the value of human desperation.

Interest CAUSES inflation - not the other way around.

At Friday, August 10, 2007, Blogger Protoman said...

Yes. There. Is. http://en.wikipedia.org/wiki/Time_value_of_money

If there wasn't, you'd be willing to give up your salary for 30 years and recieve a lump sum in 2037. Chances are you'll be getting cold and hungry long before them. Take a basic economics course and stop banging your heads against the wall.

At Friday, August 10, 2007, Blogger qrswave said...

A wikipedia definition!


Good one.

The "time value of money" theory is nothing but a sophisticated attempt at justifying EXTORTION.

The "time value of money" is really the "desperation value of money."

And "economics" as it is now taught in universities is merely the study of a monetary system based on this madness - of course they're going to teach your silly "time value of money" theory as part of "econ 101."

At Tuesday, February 10, 2009, Blogger Robert P Minz said...

I totally agree that the global economic crisis that we are facing today is the direct result of the monetary system adopted by all the countries. The money supply is controlled by the banks as well as the government both which are controlled by the wealthy few to further their own interests to earn what they really don't deserve at the expense of the vast majority who have no control over the financial system. More and more people are drawn into the vortex of debt. How the monetary system increases the debt of the people is explained more fully in my article that can be found at http://rpminz.tripod.com/financialcrisis.htm
Yes, I agree INTEREST is at the root cause of the global economic crisis. Tim Jenkins of South Africa has devised a monetary system that does accounting as well as marketing online and is worth taking a look into. The website is http://www.community-exchange.org Perhaps this is the best global monetary system because there is no interest, no inflation(constant money supply) and the control of the money is democratic. Money is created at the time and the point of transaction by the parties involved. No outside agency(bank or government)is involved in the creation of money.

At Tuesday, February 10, 2009, Blogger qrswave said...

Robert Minz -

Thanks!!! fabulous link!!!

I'm putting it in my favorites and will spread the word!

At Wednesday, February 11, 2009, Blogger Robert P Minz said...

Hello qrswave

The community-exchange now encompasses 17 countries and has 122 exchanges. There was no community exchange near my state so I opened one exchange to cover my region and I also opened an account in the exchange. If you have a community exchange in your region you could think of opening an account. I am sure you will meet up with many people who not only agree with your philosophy but who are actively using such a system and you can start trading with them.

At Thursday, January 07, 2010, Blogger charles said...

Affiliate Marketing is a performance based sales technique used by companies to expand their reach into the internet at low costs. This commission based program allows affiliate marketers to place ads on their websites or other advertising efforts such as email distribution in exchange for payment of a small commission when a sale results.


At Thursday, January 07, 2010, Blogger kiramatali shah said...

How To Make money with affiliate programs Today. Affiliate marketing is the easier and probably the most effective method to make money from the internet. It is basically, a kind of selling technique where potential buyers from your website are directed to the websites of sellers. For every click, the website owner gets a small commission.

At Tuesday, March 16, 2010, Blogger Dean said...

Which would you rather have, a huge tax burden, a worthless currency, or no money available to pay our troops or fund our schools.

private placement investment

At Wednesday, March 17, 2010, Blogger Robert P Minz said...

Hello Dean,

If the alternative local currency is accepted by the Government it would become a boon to the Government because it would activate the economy, reduce the tax burden and encourage tax payment, increase employment, free-up National funds for other pressing needs such as those you have pointed out. Just to get a glimpse of what effect a local currency can have please read 'the Worgl experiment' under Historical Local Currencies at http://en.wikipedia.org/wiki/Local_currency.

At Sunday, July 05, 2015, Blogger queenbee said...

Well written. Succinct and clear as a bell. However, a class consciousness is needed to understand the implications of what was said. Wake up my fellow Americans!!!

At Saturday, October 17, 2015, Blogger Wade DeVillier said...


I believe we are awake now. I also believe greed and power is keeping the sunglasses on from the truth.

Awesome blog from ten years ago! We are waking up, I have after many years spent in confusion.

At Monday, November 07, 2016, Blogger Dr Purva Pius said...

Hello Everybody,
My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.


1. Name Of Applicant in Full:……..
2. Telephone Numbers:……….
3. Address and Location:…….
4. Amount in request………..
5. Repayment Period:………..
6. Purpose Of Loan………….
7. country…………………
8. phone…………………..
9. occupation………………
11.Monthly Income…………..

Email Kindly Contact: urgentloan22@gmail.com


Post a Comment

<< Home